Buying Florida Property

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Buying Florida Property?

0800 083 2756 (from the UK)

44 191 427 5888 (International)

Whether you are looking for a Florida investment property or Florida holiday property there is a vast selection of properties to satisfy your requirements.

We are partnered with one of the foremost Florida property companies with over 30 years experience for expert help in buying Florida Property
Electronic processing of your application
A decision in principle in 24 hours (not weekends)
You will be dealing with English speaking advisers based in the UK (mortgage sterling) and the US (dollar mortgage) making it so much easier for buying Florida Property

You will have access to properties in Florida Keys, Orange County, Naples, Boca Raton, Miami, Jacksonville, Orlando, Kissimmee and more.

A vast selection of quality Florida property, both resale and new build (off plan)

A choice of a sterling or dollar mortgage for UK and EC citizens

Dollar mortgages available for applicants from outside of the UK and EC - you do not have to be a UK or EC citizen when buying Florida Property - restrictions may apply

Mortgages available to those who have had bad credit

Mortgages available up to 80% of the value of your Florida property

80% mortgages for Dollar and Sterling on full status only

100% mortgages potentially available by using the equity in your existing property

Dollar mortgages up to 75% of the value of your Florida home with no proof of income

Ability to rent out Florida Property to holidaymakers

Maximum 70% for condos

Multi Currency Mortgages:

These type of mortgages are only recommended for clients who have a higher risk profile and who regularly keep abreast of changing conditions in the financial markets.

Choose four currencies at the outset of your mortgage and have the ability to switch up to four times per year.

You may wish to buy in Sterling to take advantage of a weak Dollar and switch later to the Swiss Franc to take advantage of the low interest rate.

These mortgages are full status only, mortgages are paid quarterly and interest only is available.

Requirements Dollar mortgages up to 80% borrowing:
• Income criteria is variable from bank to bank, but proof required • Employed - employer reference • Self-employed - accountants reference letter • Bank reference • Florida property used as security • Proof of identity • Proof of residence
Requirements Dollar mortgages up to 75% borrowing:
• As above, but self certification of income allowed
Requirements Sterling mortgages up to 80% borrowing:
• Employed - last 2 payslips or P60 • Self-employed - last year's accounts • Last 12 month mortgage statement • Proof of identity • Proof of address • Contracts of sale Requirements Sterling mortgage up to 75% borrowing: • As above For all Sterling mortgages: at least one applicant must be a UK homeowner
Documents which may be used for identity (2 from the list):	Documents which may be used for proof of residence (2 from the list):
• Passport • Driving license • Bank statement showing salary receipt • Utility bill with the giro slip attached • A personal cheque (voided)	• Presence on electoral role (voter's role) • Electoral role letter • Council tax bill • Utility bill (can be without giro slip) • Mortgage statement • Tax code notification letter from Inland Revenue • Bank statement • Credit card statement

Why Florida?

1200 miles of glorious white and golden sandy beaches washed with clear warm blue water. Swaying palm trees fringing the coastline and seemingly endless days of sunshine with temperatures averaging 72°F (22°C) in January and 92°F (33°C) in July and August.

Florida is blessed with natural beauty, scenic rivers and over 30,000 spring-fed lakes.

Others will be attracted to some of the best and most famous theme parks in the world or the hundreds of golf courses and tennis courts.

Florida is now easy to get to from UK airports and this has inspired some 14,000 Britons to buy property in Florida.

Florida - Something For Everyone - By: cyb8

Florida is the ideal vacation destination due to its diverse range of vacation options. Whether you are seeking a relaxing holiday soaking up the rays on the beach or if you prefer spending quality time with the family visiting amusement parks, Florida has something for everyone. Florida is known as the "Sunshine State" and is situated between the Atlantic Ocean and the Gulf of Mexico. Florida is well known for its 1200 miles of extensive coastline, sandy beaches and mild year-round climate. A Florida vacation home rental provides you with spacious and comfortable accommodations at reasonable prices that are just perfect for your Florida family vacation.

When planning a Florida vacation, you might consider seeking the aid of a travel agent. A travel agent arranges every aspect of your vacation and saves you the hassle of having to handle all of the essential vacation details on your own. Most travel agencies have several Florida vacation packages available to choose from, so it is easy to find a package that is appropriate for your budget and needs. Some of the most popular Florida vacation packages among tourists feature a Florida golfing vacation or a Disney World family vacation. It is important to make sure that the Florida vacation package you select includes a suitable Florida vacation house rental.

Central Florida is one of the most popular tourist destinations in Florida. Tourists from around the world come to visit Central Florida's world famous attractions such as Disney World, Sea World, Universal Studios Florida and the Kennedy Space Center. Guests of an Orlando vacation home rental or a Daytona beach vacation house rental are provided with easy access to these attractions. This region of Florida also features a variety of natural attractions including the St John's River and the Ocklawaha River and miles of trails and greenways. Tourists visiting Central Florida can enjoy plenty of outdoor sports activities including fishing, waterskiing, golfing, hiking, biking and horseback riding. For those who prefer spending time indoors, Central Florida is a shopper's paradise with plenty of
discount and factory outlet stores as well as several upscale shopping malls.

Vacationers visiting the Daytona area might like to pay a visit to the nearby beautiful city of St Augustine. St Augustine is also known as the "Ancient City" and is the nation's oldest city and has looks and charms of a small Mediterranean city. It is located approximately 40 miles north of Daytona between North East and Central East Florida. When Spanish explorer Ponce De Leon set out to find "The Fountain of Youth" in 1513, he landed in the
city known today as St Augustine. This quaint historical city boasts 42 miles of pristine beaches perfect for fishing, swimming and sailing. Guests of an oceanfront St Augustine vacation rental can also enjoy a stroll downtown to visit the unique boutiques, art galleries and numerous fine dining establishments. There are plenty of attractions for
the entire family to enjoy which include "The Fountain of Youth", Potter's Wax Museum, Ripley's Believe It or Not! Museum and ghost tours. There are plenty of cozy bed and breakfast inns available within close proximity to these major attractions. These bed and breakfast inns provide you with all the comforts and amenities of home and allow
you to get a sense of the history of the area. If you prefer to stay in more modern facilities, then a St Augustine condo vacation rental would be the perfect choice for you. There are a wide variety of St Augustine rentals available to suit every budget and taste. A Florida vacation is a unique and exciting experience that will leave you with
memories you will cherish for a lifetime. With such a diversity of attractions, there is something to please everyone's tastes and desires on a Florida vacation.

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You could , by all means, use holiday rentals in Florida, but wouldn't it be great to have your own base in Florida? And when you're not there, you could rent it out! It doesn't necessarily cost you a fortune to buy property in Florida. Just check our extensive list of budget properties with our search facility below.

In addition to the USA, we also have access to mortgage funding for the following countries: